Simple 3-Step Process

How Credit Card Extraction Works

Last updated: October 14, 2025

Extract transaction data from any credit card statement in seconds. No templates, no manual setup, just upload and go.

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Upload Your Statement

Drag and drop your credit card statement (PDF, JPG, or PNG)

Accepts PDF files up to 10MB (including password-protected)

Supports JPG and PNG image formats

Multi-page statements automatically processed

Secure 256-bit encryption during upload

AI Extracts Data

Our AI reads and extracts all transaction details in 2-5 seconds

GPT-4 Vision + AWS Textract for 99% accuracy

Automatically detects bank format

Extracts dates, merchants, amounts, categories

Handles complex layouts and multiple currencies

Download or Sync

Get clean data in your preferred format instantly

CSV for Excel or Google Sheets

JSON for custom integrations

Direct QuickBooks Online sync (Pro+)

API access for automated workflows

Why Accountants Love Us

2-5 Second Processing

Average extraction time vs 15-30 minutes manual entry

99% Accuracy

AI-powered extraction beats 85-90% human accuracy

60+ Banks Supported

Works with any credit card or bank statement format

Enterprise Ready

API access, white-label options, custom integrations

Perfect For

👔

Accountants & Bookkeepers

Process client statements 10x faster. Eliminate manual data entry errors. QuickBooks sync saves hours per client.

Batch process multiple clients
API for workflow automation
White-label for your brand

🏢

Small Businesses

Track expenses without hiring a bookkeeper. Categorize transactions automatically. Export to accounting software.

Track multiple cards/accounts
Year-end tax preparation
Expense categorization

💻

Software Developers

Embed extraction into your app via API. Build custom fintech solutions. Process statements programmatically.

RESTful API with webhooks
JSON/CSV output formats
Enterprise SLA available

What You Get

Every extraction returns structured data with all transaction details, ready to import into your system.

sample_output.json

{
  "statement_period": {
    "start_date": "2025-01-01",
    "end_date": "2025-01-31"
  },
  "account": {
    "card_type": "Visa",
    "last_4_digits": "4242",
    "cardholder": "John Doe"
  },
  "transactions": [
    {
      "date": "2025-01-15",
      "merchant": "Amazon.com",
      "amount": 127.45,
      "currency": "USD",
      "category": "Online Shopping",
      "type": "purchase"
    },
    {
      "date": "2025-01-20",
      "merchant": "Starbucks #1234",
      "amount": 5.75,
      "currency": "USD",
      "category": "Food & Dining",
      "type": "purchase"
    }
  ],
  "summary": {
    "total_purchases": 1547.23,
    "total_payments": 1200.00,
    "new_balance": 347.23
  }
}

Bank-Grade Security

Your financial data is protected with the same security standards used by major banks.

Data Protection

256-bit encryption in transit (TLS 1.3)
AES-256 encryption at rest
Automatic deletion after 30 days

Compliance

SOC 2 Type II certified
GDPR compliant
Regular security audits

Frequently Asked Questions

What is credit card extraction?

Credit card extraction is the process of automatically converting PDF or image-based credit card statements into structured data (CSV, Excel, JSON). Instead of manually typing each transaction, AI reads your statement and exports all transactions with dates, merchants, amounts, and categories in seconds. This eliminates 15-30 minutes of manual data entry per statement and reduces errors from 10-15% (human typing) to under 1% (AI extraction).

How accurate is credit card statement extraction?

Our AI achieves 99%+ accuracy using a dual-engine approach: GPT-4 Vision for intelligent pattern recognition and AWS Textract for precise OCR. This enterprise-grade technology combines bank-level security with universal compatibility—working across 60+ banks without requiring templates or custom configurations. Independent testing shows our extraction accuracy significantly exceeds manual data entry (which typically has 10-15% error rates due to typos and misreads). For the rare cases where extraction needs review, we highlight uncertain fields for quick verification before export.

Which banks are supported for credit card extraction?

We support 60+ banks including all major US and Canadian institutions: Chase, American Express, Capital One, Bank of America, Citi, Wells Fargo, Discover, TD Bank, RBC, BMO, Scotiabank, CIBC, and more. Our AI doesn't rely on templates - it intelligently adapts to any statement format, including business cards, prepaid cards, and regional credit unions. See our complete list of supported banks.

How long does credit card extraction take?

Extraction takes 2-5 seconds on average, regardless of statement length. A typical 3-page statement with 50+ transactions processes in under 3 seconds. Multi-page statements (up to 50 pages) take 5-10 seconds. This is 200x faster than manual entry, which takes 15-30 minutes per statement. Processing time includes AI analysis, data validation, and category detection - your data is ready to download immediately after upload.

Is my financial data secure during credit card extraction?

Yes. We use bank-grade security: 256-bit TLS 1.3 encryption during upload, AES-256 encryption at rest, and SOC 2 Type II compliance. Your statements are processed in isolated containers and automatically deleted after 30 days (or immediately upon request). We never store your raw PDF files - only the extracted transaction data you choose to save. Our infrastructure is GDPR compliant and undergoes quarterly security audits. Read our full security and privacy policy.

How does the QuickBooks integration work?

PRO

Our premium QuickBooks integration allows for a seamless, one-click workflow. After extracting your statement data, simply click 'Send to QuickBooks.' We automatically format the transactions and upload them directly into your QuickBooks Online account as categorized expenses, ready for reconciliation. This eliminates the need for CSV imports and manual mapping, saving an additional 10-15 minutes per statement. Available on Pro and Enterprise plans.

Can I extract data from password-protected PDF statements?

Yes! Many banks send password-protected PDFs for security (often using last 4 digits of your card or your birthdate). Our system handles encrypted PDFs automatically - just upload the file and enter the password when prompted. The password is used only to decrypt the PDF temporarily during processing and is never stored. This feature is available on all plans at no extra cost.

Ready to Automate Your Workflow?

Our AI works with 60+ banks including RBC, TD, Chase, and Amex. Pricing starts at just $29/month or $9 pay-as-you-go. Join thousands of accountants saving 10+ hours per week with automated extraction.

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